Month: September 2019

What Should CBD Merchants Know About Processing Credit Cards?

Starting a CBD business is a financially sound choice, but without the right payment processor, a person’s dreams of being successful can come crashing down around them. What a merchant does not know about Credit Card Processing for CBD can hurt their business efforts. With this information, merchants will learn the information they need to make a pragmatic decision for protecting their company.

What Should Merchants Know?

There are a few things merchants should know before they choose a payment processor. CBD product merchants are considered high-risk because of the great number of chargebacks and the fraud that occurs in payment processing. Because they are considered a high-risk business, many payment processors refuse to provide services or suddenly stop their service without any warning to the merchant.

Even though marijuana is now legal in several states, banks see CBD products as a gray area and are often reluctant to approve a payment processing account for CBD merchants. Thankfully, slow changes are being made and payment processors are coming around. In the next few years, more and more states are likely to legalize marijuana, which will open the door to more payment processors accepting this type of merchant. In the meantime, CBD merchants must educate themselves on their options and best recourse for their payment processing needs.

How to Choose a Processor

When choosing a payment processor, there are a couple of things CBD merchants must consider. Research is vital before making a decision on any payment processor. The following tips should make the process of choosing a processor much easier.

  • It is wise for individuals to choose a processor that has a lot of experience working with high-risk merchants. Processing companies with a high level of experience are going to be more likely to be able to help the merchant avoid problems.
  • Experts warn CBD merchants to look for processors with a large network of providers and a high stake in CBD companies. Payment processors that have a lot of experience working with CBD merchants are able to stay abreast of the changing laws and protect their merchants.

Taking time in making a decision will help to ensure the right processor is chosen. The reputation of the processor should always be taken into account when making a decision.

Tips for Getting Medical Bankruptcy Help

A serious illness can quickly bankrupt a person and leave them with way more debt than they can handle. When medical bills are mounting, seeking help from a bankruptcy attorney is the first step in getting relief. Those who are dealing with major medical bill debt need to learn about their options so they can discover which bankruptcy is the best choice to meet their financial needs. To get Medical Bankruptcy Help, a consultation appointment needs to be scheduled.

How to Get Help

Many bankruptcy attorneys offer consultation appointments that allow individuals to discuss their financial records and gain valuable legal advice. It is important individuals bring in information on all of the debts they owe, their assets, income, and tax records. The more financial information the individual can provide the attorney, the better the attorney can help.

Chapter 7 is one of the best forms of bankruptcy for unsecured debts like medical bills. With this type of bankruptcy, a third-party trustee is placed over the process. This individual is responsible for accounting for all of the non-essential assets owned by the individual.

Non-exempt assets must be liquidated to pay off the medical bill debts that are owed by the individual. The person is allowed to keep their residential home, car, and furniture and clothing. Assets are liquidated as quickly as possible and the trustee uses that money to pay off as many debts as possible. Some types of debts may be absolved, depending on the circumstances.

Bankruptcy Offers Peace of Mind

While choosing bankruptcy is a serious decision, it is often one of the best for those who are drowning in debt. When the bill collectors are constantly calling and stress is rising, getting legal help can be just the answer that brings relief.

With help from a bankruptcy attorney, debts can be legally taken care of in a timely manner. The collection calls will stop and individuals can have greater peace of mind as they start on their new financial future.

If you would like to schedule a consultation appointment, call the office right away. They will be happy to answer your questions.

Relocating to the Greater Savannah Area?

Savannah is a bustling city with major industrial employers and a thriving culture. The port is the fourth largest in the country for container shipping, and the largest producer of construction equipment in the world is in the city. This not only attracts thousands of tourists each year, it is also attractive to those wishing to relocate.

Reasons to Relocate

Career opportunities and a mild climate are considerable factors for those who need to start a career or continue to build one. People wishing to avoid harsh winters are also flocking to the Savannah area, which experiences only rare snowfall and few days with freezing temperatures. Several suburbs handle the increasing demand for housing, schools, and a short commute.

History is another draw. The architecture and landmarks have been in existence since the country was settled. Savannah played important roles in both the Revolutionary and Civil Wars. Old neighbors have been restored, and the famed southern charm is exuded in the atmosphere.

Sports and Recreation

Professional sports teams in football, baseball, and basketball, along with a civic center that hosts over nine-hundred events annually, mark the city as an exciting place to live. Recreational opportunities abound within several parks and programs. This city is the perfect place for people seeking job opportunities and a plethora of activities and entertainment.

Where to Live?

The city proper is not an ideal place to enjoy peace and quiet, raise a family, or reduce stress and anxiety. Planned communities can often be just as noisy and hectic as the city itself. It is in the older suburb neighborhoods that people can benefit from the advantages of both worlds. One such suburb, Richmond Hill, is located on the coast and is only a thirty-minute commute from Savannah.

Cost of Living

One merely needs to research listings from any of the Richmond Hill Reators to discover that coastal living is available at most price points. Families can find homes that will fit into the budget. Executives and the wealthy will be delighted with luxury homes that include boat docks and water access.

Relocation can a daunting process, so finding a real estate agency up to a year before the date arrives will ensure a smooth transition. Housing options can be toured via the internet, and the family has time to explore homes that meet needs and desires.

Why So Many People Now Choose Pole Barn Homes

Pole barns developed out of the need for farmers to have a sturdy and affordable structure they could assemble quickly. Supports for these buildings go directly into the ground without the need to spend time and money on a foundation. Over time, the type of materials and design plans improved to make it possible to use this method for home building as well.

Understand the Concept

People may mistakenly believe their home will look like a barn. The exterior of the homes can easily have a rustic barn-like charm, but there are many other possible designs too. The houses can include decks and porches and have metal, wood, or even stone or brick siding. The creativity of the designer or homeowner allows for the interior of the home to have endless layouts and appearances. Some owners choose concrete floors and others install hardwood, tile or carpet. Anything homeowners would want from their stick-built home is available from a pole home too.

Know the Benefits

An open floor plan is one of the most popular features of pole barn homes. The openness allows flexibility in the design but also enables people to have adequate family and entertaining spaces in even the smallest home. The homes assemble faster, need less groundwork, and use fewer resources than traditional stick-built houses. The design is economical and environmentally friendly.

Plan Construction Carefully

Construction of a home of this type is different because of the lack of a foundation. Adaptions to basic house plans for the electrical, heat, and plumbing systems become necessary. Consider frost lines and local building codes before the project begins. The interior can seem cavernous without proper layout plans. People that need financing to build their pole frame home may find traditional lenders hesitant when the home does not include a foundation. However, over the last few years, more lenders have realized the quality of the homes and financing options continue to increase.

Anyone interested in a pole frame home should begin with their own design. Contact a builder with the basic plan, so they can adapt the ideas into a workable home. Pole frames homes work perfectly for anyone that wants a beautiful, energy-efficient house that they can have move-in ready in a fraction of the time of other types of construction.

Make Certain You Uncover The Proper Real Estate For Your Company

Finding the right building for a business could be challenging due to everything that must be considered. Businesses looking for a bigger work place would want to remember they’ll need to have space or room for each of the workers as well as for conferences and anything else they’ll require throughout a typical workweek. Corporations that are looking for MN commercial real estate for lease must look into exactly what they will want before they get started looking at the properties obtainable now.

Businesses nowadays ought to make certain they’ll have plenty of room for every little thing they’ll need today and also down the road. However, they will not likely desire to lease a building that is too large, as this could turn out costing them additional money over time. Rather, they’ll desire to take into consideration exactly how much room they will need to have for staff to be relaxed along with the size of the conference room they are going to need. Then, they need to add on a little bit more space to be able to support brand-new staff members as the organization grows. With plenty of commercial real estate for rent at this time, they should be in a position to locate exactly what they will have to have.

Companies can after that consider just where they will need to be located, as this will be important for many corporations today. They ought to make certain they’re near to where their own staff members are located in order to stay away from increasing commute times significantly. In case they’ll have clients visiting often, they need to make sure they may be centrally located so clients may discover them effortlessly. They might desire to ensure they may be located near to public transportation along with seek out Minnesota commercial real estate situated near dining places as well as other places so they’ll be sure they’ll have everything they could need to have in the area.

In case you happen to be wanting to get started seeking a brand new property to acquire, be sure you will contemplate just what you need to have in the building along with where it should be positioned. This will help you to uncover the proper property as rapidly as possible. If you are all set to begin checking out the properties that are available now, have a look at JGM Properties commercial real estate right now.

How Business Owners Are Increasingly Using Pinterest for Marketing and Public Relations

Pinterest has become a much-frequented social networking site dominated by female users. Yet men increasingly are signing up for the site, and owners of businesses both small and large are discovering the advantages of creating boards and Pins there. A real estate development company, for example, might have several reasons for building a Pinterest page. An example of how this works can be seen by viewing Kheng Ly on Pinterest.

Business Uses

A real estate development firm might want to call attention to its work in order to create interest in potential new clients. The firm also may want to showcase a building or complex under construction while renters or unit buyers are being sought. Pins about a luxury condominium connected with this company, for instance, may spark interest among property owners as well as men and women looking for a fantastic residential place to move to.

The User Base

Business owners who have learned about Pinterest’s user base are especially intrigued by the possibilities. Men now account for 40 percent of the new personal accounts, and business accounts are steadily on the rise. Analytics has found that some 80 percent of the users have a bachelor’s degree or higher. Many people consider the site to be more fun, less personally invasive, easier to use and less stodgy than other various networking options.

Sharing Pins

The encouragement of sharing Pins also is appealing to business owners, including real estate developers. It’s a quick, efficient and simple way to gain extra promotion and publicity about their organization, and their products and services. With Pinterest being viewed as a friendly, casual networking option, it provides the chance for businesses to be viewed as amiable and likeable. A certain sense of camaraderie due to common interests can be achieved.


Effective use of Pinterest also can enhance a company’s image and the impression of their brands. The postings on the site should be done with careful thought when marketing and reputation management are key goals. Positive imagery and messages combine to generate favorable feelings among those who view the page, and perhaps are inclined to re-pin.

Refugee Starts a New Life and Becomes One of the Region’s Most Successful Entrepreneurs

Those who have never viewed a Kheng Ly video may not know as much as they would like to know about this real estate developer and investor. Mr. Ly has made quite a name for himself over the years, and more and more people are becoming interested in his work. With this information, individuals will be able to discover more about this business professional and how he stopped at nothing to ensure success.

From Refugee to Entrepreneur

Kheng Ly lived in Cambodia as a child. It was not until the government upheaval in 1970 that his family began to suffer. Many Cambodians were killed during this time period, but Ly and his family were able to escape and enter a refugee camp where they resided for many years while waiting for Canada to accept them. It was in this camp where he met his beautiful wife and they started their life together.

In Cambodia, Ly was one of the youngest entrepreneurs. He had started a business selling cigarettes on the street to help support his family. He and his family arrived in Montreal when he was only seventeen. They were hopeful they would be able to start a new life and immediately went to work pursuing their dreams.

The Change Began to Occur

In 2000, Ly sensed a change was occurring in the industries he was employed with and he knew he was going to have to do something to continue succeeding. He started out on his career in real estate and has never looked back. In 2012, Kheng started a new business, naming it after his three children. The Brivia Group focuses on real estate development and investment.

Since the start of his company, he has greatly broadened his horizons in real estate with such projects as the YUL Condominiums. His dedication to hard work, honesty, and transparency have catapulted him and his company to success. As time goes on, it will be interesting to see how far his company goes and what real estate development projects will be coming up. It is clear Mr. Ly is a man on a mission.

The Unique Leader Fueling the Success of Montreal’s Brivia Real Estate Group

Montreal is a favorite destination for visitors who enjoy its combination of old-world charm, surrounding natural beauty, and upscale shopping areas. The city is also attracting new residents who are drawn to a series of elegant condominium projects built by the Brivia Group, a real estate development firm. Buyers are enticed by the buildings’ quality, amenities, and luxury. Brivia’s Kheng Ly is its founder and known for his impressive background, stunning rise in the business world and outstanding leadership.

Humble Beginnings Spurred an Adventurous Spirit

Even among all the impressive rags-to-riches stories in the business world, Kheng Ly’s history stands out. Born in Cambodia in 1971, he and his family survived the dangers of the country’s lethal political climate. Eventually fleeing to Vietnam, they lived in a refugee camp where the future business magnate met the girl who would become his wife. The family fled to Montreal and Kheng Ly began working long hours at a series of minimum wage jobs.

Montreal Became a Launching Pad for Success

Even at the young age of 17, Kheng Ly was driven to begin his first business, a textile company. However, he soon realized the possibilities available in real estate and began investing. Within a few years, he had gained the experience to take on several development projects. With a new team and several projects under his belt, the business leader formed the Brivia Group. The company went on to spearhead development of Montreal’s dazzling YUL condominium project, located in the heart of the city’s most prestigious business, entertainment, and shopping center.

Strong Principles Guide Continued Progress

As head of Brivia Group, Kheng Ly is noted as much for his principles as his vision and hard work. He has been recognized for his philanthropy and contributions to the community. His leadership style includes a commitment to transparency, honesty, perseverance, and resilience. His projects are celebrated for their quality and elegance.

Some of the most beautiful building projects in predominantly French Montreal are being constructed by a respected Asian-owned development company. The Brivia Group, led by Cambodian-born Kheng Ly, is responsible for a series of dazzling condominium communities.

Important Considerations to Make When Buying an Apartment Building

Becoming an investor can be a very stressful process. Most people are apprehensive when it comes to putting their money into investments that may not turn a profit for a few years. While being a successful investor will take some patience, it is worth the energy an individual invests.

One of the best investments for a person to make when trying to generate a steady source of income is an apartment building. In most cases, a person will have a number of different buildings to choose from in their area. Read below to find out about the considerations that need to be made when choosing an apartment building to purchase.

The Location is Definitely Important

Working with a real estate agent is one of the best ways to find out about all of the apartment buildings for sale in an area. As a person starts to look at the various buildings on the market, they need to focus on where it is located. If an investor is new to the area, they need to ask the real estate agent helping them about the location in question.

Ideally, an investor will want to choose a building that is close to shopping and great schools. While a building in a prime location may cost more, it will also be far more profitable in the long run.

Is The Property in Good Shape?

Another important factor to consider before buying an apartment building is how well-maintained it is. In some cases, a building that is poorly maintained may be for sale for a very reasonable price. Instead of taking on the headache of a fixer-upper apartment building, an investor needs to find a building that is already in good shape.

By taking the time to tour each of the apartment buildings for sale in an area, a person can figure out which one is the best fit for their needs. An experienced real estate agent can provide an investor with the guidance they need.

In some instances, an investor may want to build an apartment building from scratch. Be sure to check out the Pinterest Page for Kheng Ly for more information about his real estate development firm.

Personal Injury Cases Managed By Pennsylvania Attorneys

In Pennsylvania, personal injury cases give claimants a chance to seek compensation for injuries and financial losses. Personal injury laws and statutes determine how claimants proceed. The statute of limitations defines how long the claimant has to start a claim. Personal injury lawyers provide legal assistance for cases that fall within their areas of practice.

Commercial Trucking Accidents

Commercial truck accidents require investigations by law enforcement officers. The findings must show the commercial driver followed all Federal Motor Carrier Safety Administration regulations. The investigation continues until the officers determine the exact cause of the accident. Claimants file lawsuits according to the investigation results. Common causes include regulations violations, DUI, faulty parts, improper maintenance, and failures to stop at weigh stations.

Automobile Accident Cases

Automobile accident cases start after the responsible driver doesn’t provide compensation to the victims. The state of Pennsylvania isn’t a no-fault state, and all drivers are required to carry at least auto liability coverage. If a victim wins their case, they receive monetary damages to cover medical expenses and auto repair requirements. The court provides tort-based damages if the victim sustains permanent injuries, including a loss of limb or organ or disfigurements. A permanent disability plays a role in the outcome of the case, too.

What to Expect During a Product Liability Case

Product liability cases might require intervention by the Consumer Rights Protection Agency. The federal agency requires manufacturers to warn consumers about dangerous products. Dangerous products marketed without proper warnings make the manufacturer liable if consumers are injured.

The Consumer Rights Protection Agency reviews the report filed by the injured consumer. If several consumers are injured, the agency issues a recall for the product. The recall explains the expectations of the manufacturer. Recalls require full refunds, repairs, or damages depending on the consumer’s injuries.

In Pennsylvania, personal injury cases open a legal avenue for collecting monetary damages. Claimants file a lawsuit after the defendant’s insurer doesn’t offer compensation in auto or trucking accident cases. Product liability cases start after a consumer sustains an injury while using any product. Claimants who need more information about personal injury laws are encouraged to contact an attorney or click here for more info now.

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